Minnesota Health Insurance Network (MNHI.net)
Terms of Use
Please read MN Health Insurance Network,
Inc. (MNHI.net) Terms of Use carefully
before using MNHI.net's Web site,
www.mnhealthinsurance.com, (the
"Site"). By using the Site, you agree to
be bound by these Terms of Use. If you
do not agree with any part of these
Terms of Use, you must not use the Site.
Your continued use of the Site will
constitute your acceptance of these
Terms of Use, as may be modified by
MNHI.net at any time without notice to
you. Please check this page regularly
for updates.
Permitted Use
All of the content in the Site is made
available only for your personal,
lawful, non-commercial use in connection
with seeking insurance. Use of the Site
by a competitor company or other
non-consumer third party is prohibited.
Except as expressly mandated by law, you
may not, without our prior written
permission: (i) link from another Web
site to the Site; (ii) post, transmit,
copy, modify, create derivative works
from, distribute, sell, or republish
anything you obtain or download from the
Site; or (iii) engage in systematic
retrieval of data or other content from
the Site.
Copyrights and Trademarks
Except as otherwise indicated, all
materials in the Site, including without
limitation the MNHI.net
logo and other MNHI.net trademarks and service marks, are the property of
MNHI.net and/or its affiliates or
licensors and are protected by
international copyright and trademark
laws, all rights reserved. You may use
materials obtained from the Site for the
permitted purposes set forth in these
Terms of Use, provided that the
following copyright notice appears in
all copies of any downloaded or printed
materials: "© 2008 MN Health Insurance
Network, Inc. All rights reserved." Any
other use is prohibited.
Our Products and Services
The information and materials provided
in the Site are intended for general
reference only, and may not describe all
of the terms, conditions, and exceptions
applicable to MNHI.net's products and
services. All coverages are subject to
the terms and conditions of the
insurance policies issued. Coverages and
their availability may vary by company
issuing the policy and your
individual circumstances. The
products and services offered and
intended for MN residents only.
Availability of Products and
Services :
Due to various insurance and other
regulatory restrictions, certain
Products and Services described on this
Web Site are not available to all users.
Also, Products and Services may vary by
jurisdiction and may not be offered to
all Users. Nor are all Products and
Services available or suitable for all
users. EXCEPT AS EXPRESSLY STATED
HEREIN, THE INFORMATION CONTAINED ON
THIS WEB SITE IS NOT AN OFFER TO SELL OR
A SOLICITATION TO BUY ANY INSURANCE
PRODUCT, OR OTHER PRODUCT OR SERVICE .
No insurance product or other product or
service is offered or will be sold, nor
will any sale be effective in any
jurisdiction in which such offer or
solicitation, purchase or sale would be
unlawful under the securities, insurance
or other laws of such jurisdiction.
This Web Site may provide certain
summary descriptions or other helpful
information regarding Products and
Services. Company attempts to be as
accurate as possible; however, any such
materials are intended to generally
describe the Products and Services and
are subject in all respects to the
specific terms and conditions of the
actual policy or product/service
agreement to which they refer. Complete
policy terms are available upon request.
Privacy
MNHI.net values and protects the
privacy of your information. Please
review the MNHI.net
Privacy Policy,
as it contains important information
relating to your use of the Site.
Third-Party Sites
At times, the Site may have links to Web
sites hosted by other parties
("Third-Party Sites"), or such
Third-Party Sites may have links to the
Site. These links are offered as a
convenience and for informational
purposes only, not as referrals or
endorsements by MNHI.net of the
Third-Party Sites. The Third-Party Sites
are maintained by their respective
organizations, and those organizations
are solely responsible for the content
of their own Web sites. MNHI.net does
not verify nor make any warranty or
representation about the content,
accuracy, opinions expressed,
warranties, products or services,
intellectual property compliance, or
links of such Third-Party Sites. You
should read the privacy policies and
terms of use agreements of all
Third-Party Sites.
Disclaimer of Warranties
All information, products, content and
other materials in the Site, accessible
from the Site, or in a Third-Party Site
are provided "as is" and without
warranties or representations of any
kind, either express or implied. This
means that MNHI.net expressly disclaims
all warranties, express or implied,
including without limitation the
warranties. In addition, MNHI.net does
not represent or warrant that: (i) the
operation of the Site will be error-free
or uninterrupted; (ii) defects will be
corrected; (iii) the Site, any emails
sent by MNHI.net, or the server that
makes the Site available are free of
viruses or other harmful devices; (iv)
the Site will be available to you or
that you will qualify for products or
services offered; (v) the materials in
the Site will be accurate as of any
particular date.
Limitation of Liability
MN Health Insurance Network, Inc.
shall not be liable for any loss,
damage, injury, or claim, nor any
special, indirect, incidental,
consequential, exemplary or punitive
damages of any kind, whether such action
is based in tort, contract, negligence,
strict liability, or otherwise and even
if MNHI.net has been advised of the
possibility of such damages, which
arises out of or relates in any way to:
(i) the Site, materials in the Site, or
the inability to use the Site; (ii) any
Third-Party Site, materials in any
Third-Party Site, or the inability to
use any Third-Party Site; (iii) any
defect, omission, error, interruption,
delay, or computer virus.
These Terms of Use state the entire
agreement with regard to the items
discussed above.
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